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Ask Victoria Altic about her health and she'll respond with a credit report. Whenever Altic has seen a doctor in recent years, whether for a ruptured eardrum or epilepsy, it's usually meant another bill she can’t pay added to a ledger already full of them. She says she's worked a number of jobs to pay them off, but it's not easy with rent, two children and high interest rates. That was before the novel coronavirus threw a wrench in her work prospects and caused her to her worry about what she would do if she caught it. With no insurance, going back to her last job at a restaurant would mean risking illness, then debt, then the parade of collector calls, court hearings and wage garnishment.
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