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For Medicare, having a power of attorney is not enough
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Forbes
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A medical POA is a durable power of attorney for healthcare. This allows an agent (a trusted friend or family member) to make important and necessary healthcare decisions if the individual becomes incapacitated or unable to communicate or participate in care. For example, with this authority, the POA can make healthcare decisions for an individual on a ventilator. Establishing powers of attorney (POA) must be done while a person is of sound mind and able to make financial and medical decisions.
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