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The COVID-19 pandemic has constrained the economy in ways that would have been difficult to imagine only a few months ago. After years of economic expansion, unemployment reached 11.1% in June. As parents are laid off, tens of millions of families suddenly find themselves without employer-sponsored insurance (ESI) coverage and having to navigate their options in public programs or the individual market — or go uninsured. Of particular concern are those who worked low-wage jobs that likely have the fewest resources to prepare for this economic uncertainty.
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