Although health savings accounts are an important tool for enrollees in high deductible health plans, a large percentage of enrollees in these plans either do not have health savings accounts or do not use their health savings accounts, a study published on JAMA Open Network found. “Health savings accounts (HSAs) can be used by US residents who are enrolled in a high-deductible health plan (HDHP) to accrue tax-free savings for health care expenses, with the policy goals of lessening patients’ cost burdens and encouraging health care choices that are based on value,†the study explained.
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